Banks are so freaking greedy

[stiltman]

OK, so my bank sends me this message
They are now going to charge me for DEPOSITES!!!!
What a bunch of greedy morons. They are charging for freaking deposites. They make money from my deposites.....I cannot beleive it, charging for deposites!!

Damn I'm pissed

Dear BANK Customer:
You are receiving this message because you are enrolled in BANK QuickDeposit. We are increasing the deposit limits for this service effective October 2, 2011. As a consumer or business customer, you can deposit as much as $2,000 on any day and as much as $5,000 over any thirty (30) day period.


We updated the BANK QuickDeposit Service Agreement (Single Check Deposit) to reflect this information. Your continued use of the Online Services acknowledges your agreement to the amendment. The updated agreement will be available online on October 2, 2011. You can review the latest agreement anytime by logging on and clicking the "Legal Agreements and Disclosures" link at the bottom of any page.
We appreciate your business and look forward to serving all of your financial needs.
Please call us at 1-877-THEBANK if you have any questions.

Sincerely,
William S. Stinkhole
Senior Vice President and Screwer Extraordinaire
BANK Online Banking

[El Heggunte]

OK, so my bank sends me this message
They are now going to charge me for DEPOSITES!!!!

Are you "100% sure" that you DON'T live in Brazil

[Webster]

I must have read it wrong. That note only tell you the limit amount you can deposit on any given day. I didn't see where they are charging you for the deposit.....

Oh, I didn't read it carefully....LOL

Sincerely,
William S. Stinkhole
Senior Vice President and Screwer Extraordinaire
BANK Online Banking

[thecoalman]

If you want to screw the bank use cash as much as possible , the merchant doesn't lose anything on the sale and they get shit.

[MeDiCo_BrUjO]

If you want to screw the bank use cash as much as possible , the merchant doesn't lose anything on the sale and they get shit.

I thought that if you really wanted to screw the bank you have to start writing checks, as they don't get anything from them and it takes manpower to process them.


?

[thecoalman]

The era of free checking accounts is coming to an end. What the banks found after debit cards came on the scene is they could make a whole lot of money charging overdraft fees. To attract more customers what they did was offer free checking and dropped the annual fees on CC's, they wanted bad customers that made overdrafts and didn't pay on time. The new banking regualtions restrict these fees and to make up for these lost profits they will be going back to charging fees for having and using the account.

[MeDiCo_BrUjO]

Just saying...

[PuzZLeR]

Stiltman, you're not understanding.

Billy, and his colleagues, were having a conversation one day and they each decided they needed another new Porsche and yacht, and a couple more mansions. That's all.

How could you be so insensitive as to be resistant to help them achieve this in their time of need?

[zzyzzx]

Interesting:

[thecoalman]

Just saying...

Some of us are old enough to remember when checking and CC accounts had annual fees.

[thecoalman]

Interesting:

The biggest problem there is the old "all your eggs in one basket"....

[NJRoadfan]

That chart doesn't show the numerous smaller banks that were picked up over the years. My state's Department of Banking and Insurance keeps a very detailed list of bank mergers on its site for reference: http://www.nj.gov/dobi/bankmerger_alpha.htm

One thing folks should do is BANK LOCAL. They still offer free checking accounts and aren't fee happy. Find a community bank or credit union, there are plenty out there. So what if they don't have a nationwide ATM network, most of these banks/CU will refund ATM fees, or there is always cash back at the checkout line of a Wal-Mart or something when you use your debit card.

[zzyzzx]

That chart doesn't show the numerous smaller banks that were picked up over the years. My state's Department of Banking and Insurance keeps a very detailed list of bank mergers on its site for reference: http://www.nj.gov/dobi/bankmerger_alpha.htm

Link would be better in chart form, I would think. We wouldn't have enough room on our screens if it were complete.