I just did a quick on my portfolio
I lost $10K in stocks over the past 3 weeks![]()
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Originally Posted by stiltman
I don't have $10K in stock.
I don't have a portfolio. -
Originally Posted by tekkieman
If you lost your job tomorrow, and were not sure on the prospects, would you cash out your 401k's, other funds, to pay off your house? -
Never! Houses come and houses go. Using you're nest egg to save it leaves you with a house with empty cupboards, a repossesed car, and no utilities.
I just went through this a year ago. Gave the house to the bank (not a foreclosure), and had about $30K in ready funds to live off of for the next year. Took a little hit on credit, but still managed to buy a new car this year without getting raped on the terms. -
Originally Posted by tekkieman
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Well, for your case, it might make sense. Now what if you had say, $172K left on the house? Would it still be the wisest move? Hard to say, everyone is different. Also would depend how close to retirement you are.
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"At Perkins" huh tekkieman?
Make sure you tell them that Northcat says "**** YOU"...cheapskate bastards. -
Originally Posted by northcat_8
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Originally Posted by tekkieman
"OOHHHMMMmmmmmmmm ......................." -
Originally Posted by Capmaster
Originally Posted by Capmaster -
Originally Posted by tekkieman
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Originally Posted by Capmaster
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I say if you have enough available equity in your home and a steady job currently, take out a Home Equity Line of Credit and let it sit for emergencies. Let's say your house is worth $250k and you only owe $80k. Use your 401k to pay off the house and the Home Equity to tide you over until you get a steady job (about a month or 2). Then you can pay your utilities & Home Equity payment. I also say pay off your car when you pay off your mortgage. I try not to have auto liens. If I can take out a Home Equity or do a cash out refinance and use the extra funds to purchase the car, the intrest on the home is tax deductible, whereas the auto lien is not. Same thing with credit cards, and get rid of the balances that have non-deductible intrest.
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I had a toasted blueberry bagel with cream cheese for breakfast
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Originally Posted by Doramius
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I got some fresh peaches from the neighbor's tree last night. We trade her our walnuts and plums for her peaches and persimmons.
They're perfect and delicious!
Having peach cobbler tonight! -
Originally Posted by DVD_Ripper
NOTE: I need new batteries for my wireless mouse. These rechargable ones are pretty old and aren't holding a charge very long anymore. -
Originally Posted by Doramius
.... No... what about tax time... without a mortgage payment ( maybe very small interest amouts with LOC payments) would I be screwed at tax time... would not be able to itemize right?
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I had a Spam sandwich for lunch at work today
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I just popped to the server room downstairs to change backup tapes and noticed one of the air conditioning units is steadily dripping water onto the floor
there's quite a large puddle there at present.
Buddha says that, while he may show you the way, only you can truly save yourself, proving once and for all that he's a lazy, fat bastard. -
I had some really good fish and chips for lunch.
Good dark malt vinager on it...MMMMMMMmmmm
Now if I could only get the oil off the back of my throat -
I just had some really good chicken and pesto pizza for lunch. Man it was good!
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I'm listening to a baseball game and surfing the net for the best deal on a external HDD enclosure...
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@Baldrick
Sorry.......really bud, i feel for you. i just read the ear wax thread
Mr.B. I hope you have some medication to take of some of the posts you are forced to read
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